Kendra Ruminer's Two Cents of Real Estate

Take A Peek At Los Alamos, New Mexico

Author: Kendra (Page 15 of 18)

Why Do We Wait Until Spring to Clean?

February 16, 2021 /

When you hear the words “spring cleaning”, what do you think of? Is it a quaint notion that conjures up an image of some June Cleaver like woman with a wasp thin waist and kitten heels beating a rug and somehow managing not to get a single speck of dirt on her pristine dress? Or do you go the other direction and visualize your laundry room as you wipe grime off your forehead with one hand and tackle a lint bunny the size of King Kong with the other?

Spring Cleaning is a fascinating concept really. I don’t know about anyone else, but it stresses me out. This idea that we’re supposed to take a single weekend or week or even two weeks and do what? Clear out all of the junk that’s piled up in the house over the past 365 days while scrubbing and mopping and dusting until we’ve managed to eradicate any germs or dirt?

Little House on the Prairie

First of all. The concept of spring cleaning is an old one. Like 1800’s old. Probably older than that. There are certain scholars that like to say it originated with some religious customs that involve spring. Whether you’re celebrating Easter, Passover, or Lent, there are ancient religious customs regarding the cleaning of altars, churches, or even getting rid of any sort of leavened bread that might be considered disrespectful to the spirit of the season.

A Little Dirt Don’t Hurt

Other customs surrounding spring cleaning are practical. According to a Washington Post article on the subject:

“Because homes used to be lit with whale oil or kerosene and heated with wood or coal, the winter months left a layer of soot and grime in every room. With the arrival of spring, women would throw open windows and doors, and take rugs and bedding outside and beat dust out of them and start scrubbing floors and windows until sparkling.”

Um, ICK! Can you imagine what it was like before things like natural gas furnaces, hot water heaters, and electricity? If you have a wood or pellet stove or a fireplace, you know what kind of mess that involves. Now imagine that grime covering every single surface in your home.

Logically, you weren’t going to be able to air things out and clean that grime or soot until the weather warmed up. Ergo, Spring Cleaning. Further historical evidence suggests that the men in the household were turned out for a week in order to allow the womenfolk the space and time to get the job done right.

Yeah. I’m not going to agree with that notion at all. Not unless Dads want to be responsible for keeping the kiddos out of the house so Mom can clean. At some point this tradition of opening up the home, airing things out, and achieving that sense of renewal is more biology than anything else. Spring is a time of renewal and regrowth. The beginning of the growing season. So, embrace it!

Reality Check

Here in Los Alamos, spring can also be a time of unsettled and often wild temperature and weather swings. How many of you remember getting snow in May a few years ago? It happens. Here in the Rockies we can’t always count on spring to start in March or April. So, why not get started with your “renewal” in mid to late February?

Here’s an idea. Make this a numbers game and begin with the first part of ANY cleaning project. Decluttering.

Numbers. As in date. Choose a room in your home that needs some TLC. Or start in your bedroom. Even more specific. Your CLOSETS. Depending on what day you start, remove that many items from your closets. If today is the 20th of the month, then remove twenty items from your cluttered closets. These don’t have to be big items. The point is just to go through and get rid of things you don’t need or want.

Anything counts in this numbers game. I don’t care if its a stray candy wrapper or spare change. Count it! Let your kids get into this idea and choose 20 toys they don’t play with anymore. Have too many Legos or Barbie accessories? This can be a great way to pare down the sheer volume of these items over time.

And tomorrow on the 21st? Come back and do the same thing. Do it every single day for 20 days. And then move onto the drawers. Eliminating a specific number of things each days takes some of the stress out of the task. When you say “clean out a closet” or “clear out my drawers” the sheer volume of items involved can be daunting. Putting a specific parameter on this takes the sting out.

Choose three different targets in your home and three sets of 20 day clean out campaigns. You can even do ROOMS if that feels more productive to you. Work on the living room for 20 days, then the bedrooms, then the kitchen (or whatever works for you). Then, when the weather is really nice enough to open the windows, air it out, and really get that spring clean feel, you won’t have to wade through your shelter-at-home-clutter-fest to get the job done.

Do you have a spring cleaning tradition of your own? Drop me a line in the comments and share it! And as always, when you’re looking for your Los Alamos Local Real Estate Expert, give me a call. I LOVE to talk homes whether you want to discuss cleaning, buying, or selling!

Ski Los Alamos

February 8, 2021 /

“Skiers of the hill, arise!”

The words sound like a parody of some epic movie like The Lord of the Rings, but in truth they come from a 1957 memo to members of the Los Alamos Ski Club. The purpose of the memo was to gather all willing and able members to the task of cutting trees, building tows, and essentially creating the Pajarito Ski Mountain as we think of it today. Since the mountain just opened for a limited season thanks in part to Covid and also the less than prolific winter we’ve been having, I thought it might be fun to look back at the history of one of Los Alamos’s coolest local amenities.

Skiing wasn’t originally part of the New Mexico landscape. In the beginning, members of the Ranch School staff and students made the trek up Sawyer’s Hill for their skiing activities. Sawyer Hill was located West of the NM-4 and 501 intersection. By 1943, the Los Alamos Ranch School had given way to the Laboratory and the European born scientists took Sawyer’s Hill in hand. Who better to clear cut trees in one fell swoop than a demolitions team also responsible for handling charges for one of the world’s first fission reaction weapons? Imagine C-4 strapped to trees and you might get a glimmer of the eccentric way that Sawyer’s Hill was expanded.

Sawyer’s Hill became the site of many incredible tales of DIY ingenuity. The first official “tow” was constructed from a circus rope and an old Chrysler engine and cost $400. Season passes were $7.50 and the “mountain” was more of a “slope”. A good portion of Sawyer Hill’s design was overseen by George Kistiakowski. The Ukrainian born physicist would later become the scientific advisor for President Eisenhower. Kistiakowski was an avid skier. So were other scientific heavy hitters such as Enrico Fermi, Hans Bethe, Neils Bohr, and Robert Oppenheimer, all charter members of the Los Alamos Ski Club which was created in 1944 with the purpose of bettering the available skiing at Los Alamos.

By 1957, the LASC was fed up with the unreliable snow and varying ski conditions at Sawyer’s Hill. A scouting party made the trek to Pajarito Mountain and chose the North face as the future home of the Los Alamos Ski Club. Club members felled trees, worked terrain, and created most of the runs still in use today. Pajarito Ski Mountain is unlike any other. If you’ve ever skied elsewhere, you’ve probably noticed. Even now that the mountain itself belongs to the Sipapu Group, there is still a visible presence of LASC members and old school ski enthusiasts. The sense of pride and ownership that these individuals take in their mountain is part of what makes skiing in Los Alamos unique in the industry.

If you grew up in Los Alamos, chances are that you’ve skied. In the eighties and nineties, missing a few Wednesday afternoons of school or work was a normal occurrence when the snow was good and the mountain was open. At one point the membership in the Los Alamos Ski Club included nearly 4,000 locals.

Regardless of your personal enjoyment of our local ski facilities, it’s important to realize that there has been a lot of Los Alamos blood, sweat, and tears involved in keeping that mountain open and operating. Having a ski mountain “in our backyard” is just one more item on a long list of incredible outdoor opportunities available here in Los Alamos County. In the off season there are plenty of hiking and mountain biking opportunities available as well as “Yoga on the Mountain”, a joint venture between Tribe Yoga & Wellness and the Sipapu Group. Nothing says awesome quite like donuts, friends, and yoga at ten thousand feet elevation!

So, when you’re looking for something to do here in Los Alamos, don’t forget to look up! Whether covered in snow or in varying shades of green, Pajarito Mountain is a vital piece of what makes our community such an amazing place to call home. And if you’re ready to talk housing in Los Alamos, give me a call.

The Los Alamos Home Market Today

February 4, 2021 /

When you think about the Los Alamos County housing market right now, terms like “seller’s market”, “bidding”, and multiple offers” often come to mind. But how do these concepts translate to actual data about home sales in our town? Let’s take a look at a couple of statistics that might provide a better picture.

Sales in a Month

The first thing you have to keep in mind when you’re looking at real estate sales, is that there are natural peaks and valleys in the market that correspond to seasonal factors like holidays or the beginning and end of the school year. Weather can also play a big part in determining the number of homes sold in a month. Nobody wants to move in or out if there are back to back snowstorms such as the ones we experienced several winters ago.

Here’s the surprising thing about the number of homes sold each month in the last few years. 2018 was a good year. The monthly average of homes sold in 2018 was 31.5. In August there were 41 home sales. That’s quite a big bump. And yet we saw nearly as many homes sell in December of 2019. That’s right, there were 38 home sales in December. Almost as many as there were in August. And December is typically the beginning of the seasonal slowdown.

Of course, you could suggest that this was just part of a continuous trend throughout last few years. Except that’s not necessarily true. The average number of homes sold per month in 2019 was 27.5. In 2020, that number dropped to 26.8. That might seem like a downward trend until you remember that we were selling 26.8 homes per month during a period when our kids weren’t allowed to attend school, we were all trapped in our homes “working”. And a good number of new home owners shopped online for homes they never physically visited until the closing date. Anyone else feel like 26.8 is spectacular given the circumstances? I certainly do!

It doesn’t look as though it’s slowing down either. If anything, the market is gaining momentum. There were 26 home sales just last month and I can’t wait to see what February brings!

Home Prices

This is a sticky topic no matter what market you’re talking about. Whether you’re looking at urban, suburban, or even acreage, price point is on the minds of both buyers and sellers. Here in Los Alamos, it’s all too easy to get caught up in this mindset that homes in our county are so much more expensive than homes in other places.

From the data shown above, you can see that most of the homes sold in 2020 were in the $400-$499K range. But only by three percent more than the $300-$399K range. And the price point below that, the $200-$299K range, is only another one percent drop. Taking into account the number of homes sold in 2020, you’re talking a difference of five or six homes. And while it really is incredible that there were 89 homes that sold for $500K and above in 2020, that also means there were 233 homes that sold for less than $500K.

Let’s also not forget that this isn’t happening only in Los Alamos. According to popular real estate experts, Norada Real Estate Investments, the median listing prices across the country grew 14.4% throughout 2020. That’s a huge amount of growth. In fact, Narada goes on to discuss the ways in which the real estate market, record low mortgage interest rates, and the demand for homes is actually helping to bolster the US Economy. Yes. You’re paying a higher listing price, but the lower interest on your mortgage still means you get more for your money whether you’re in Los Alamos or anywhere else in the United States. And here, you get the benefit of living in one of the safest, healthiest, and most beautiful places in the country. If you have to social distance, having a National Forest on hand is certainly a perk.

So the next time you want to ponder the state of our local real estate market, remind yourself of this important point. As always, Los Alamos isn’t all by itself in how the market is performing or what the trends are. However, we are by far and away doing it better and probably more efficiently than anyone else. And if you’re ready to talk about how YOU fit into our local real estate market, give me a call!

The Story of Barranca Mesa

January 27, 2021 /

Most of the neighborhoods in Los Alamos are unique in their own ways. But this sense of unique “differentness” is never more immediately different than when you head up to Barranca Mesa. There’s a reason for that. Honestly. And the simple answer is that until 1958 all of the housing in Los Alamos belonged solely to the government. The very first privately owned homes in Los Alamos were built on Barranca Mesa. But let’s back up a bit and take a look at why.

Los Alamos Scientific Laboratory

LASL, as the Lab used to be known, was the prime concern and focus of the ‘powers that be’ here in Los Alamos. The town itself was a closed community. Beginning in 1949, the Atomic Energy Commission had been systematically backing out of it’s “ownership” of the towns of Richland, Washington and Oak Ridge, Tennessee by selling government homes to members of those communities. But neither of those places were like Los Alamos. The complete lack of space to grow has always been a concern. In 1955, Norris Bradbury was still saying the same thing he had been since 1946. “Housing is the biggest problem faced in Los Alamos.”

Bradbury wasn’t necessarily saying that because he was overly concerned about growth of the town. Let’s be straight here. The town of Los Alamos had one purpose. To provide a workforce for LASL. For this reason, Bradbury absolutely shot down the idea of selling government owned homes in Los Alamos to private citizens. Homes were a perk of LASL employment. If you retired or left your job, you lost your home. End of story.

By the mid nineteen fifties, LASL was having difficulty retaining its workforce because two thirds of people surveyed here in town said they wanted to own their own homes. They were tired of living in government homes that were too small, offered too few modern amenities, and had almost no options for remodeling or updating. Can YOU imagine living in an original Group 11 home and being told that you weren’t allowed to change a thing about it?

It soon became apparent that the best option for home ownership in Los Alamos wasn’t decreasing the LASL pool of government owned homes, but opening up other land adjacent to the Los Alamos townsite for private lots. If you’ve been here awhile or are keeping up with the recent debate over what to do with the LAPS land owned on North Mesa, you might find it amusing that in 1958 it was decided that the approach to North Mesa (it used to be called Tank Mesa) was too steep for residential access. North Mesa didn’t become “a thing” residentially speaking until the 1970’s when the housing situation once again grew desperate.

If you’re currently in the market for a home in Los Alamos, I want you to close your eyes and imagine a situation where you have to apply to purchase one of 72 available lots. That’s right. 72 possible lots not available to everyone, but available to those “approved” to purchase because they were somehow directly linked to an ongoing project at LASL. (In the early days, teachers and physicians were considered essential personnel so they were included in the pool.)

On the night of February 27, 1958, people gathered at the Civic Auditorium where they set up a bingo style ping-pong ball mixer. Numbers were selected, and future residents of Barranca Mesa Subdivision #1 found out what random order they got to select their lot.

Image courtesy of Craig Martin

To give you an idea of how completely random this process was, Barranca Mesa Homeowners Association President, Wallace Leland, and housing activist Dale Holm were picks 53 and 57 respectively. Can you imagine? You spend hours upon hours on this project and the town pediatrician Dr. Sidney De Briere gets the first pick of lots?

The 72 home sites were designated either A or B. A lots had to have a minimum 1200 sq ft home and B lots a 1600 sq ft minimum. Not that there weren’t some distinctively Los Alamos choices in building material included in the custom homes. In fact, when the Ranch School B-Building and the old Ice House were dismantled, several future Barranca Mesa residents salvaged flooring, stone, plumbing, and even wiring to incorporate into their brand new late 50’s custom homes. Come on, say it with me, “That’s SO Los Alamos!”

Image courtesy of Craig Martin

Barranca Mesa Subdivision #2 went into planning in 1959. The first plans included smaller lots to allow for more homes. Unfortunately, the FHA determined that these lots should be more expensive because of rising home values. Buyers weren’t happy with that at all. To appease the general public, the number of lots was reduced, the available lots were enlarged, and the trend of having large, custom homes on Barranca Mesa was reinforced.

Barranca Mesa #3 was offered for sale in 1962.

Barranca Mesa #4 followed quickly in 1964.

The last section of Barranca Mesa to be developed was “Subdivision #5” which extended beyond the narrow portion of Otowi Mesa and let Los Pueblos continue down until to where the end currently exists. A trip down Los Pueblos will include homes built anywhere from the 1970’s to the 1990’s and beyond. In fact, several of the homes near the middle to end section of Los Pueblos were built by the LAHS Building Trades class when I was a local high school student. And if you’ve ever had the opportunity to walk through the homes near the end, you’ve been treated to some of the most incredible views in the county!

There’s no doubt that our local neighborhoods are filled with interesting bits and pieces of local and even national history. Keep that in mind as you shop for your new dream house. Regardless of what neighborhood you choose to reside in or how you choose to make your home YOURS, know that you’re part of a long tradition of Los Alamos Unique! And as always, if you want to talk real estate, give me a call. I’d love to share what I know with you!

Does Curb Appeal Still Matter?

January 19, 2021 /

There is no doubt that the process of selling a house has changed here in Los Alamos. The number of days a house spends on the market has decreased drastically and in some price ranges it is almost nonexistent! But a “seller’s market” doesn’t necessarily mean “as is”.

Curb Appeal

These two words can mean so very much when it comes to selling your home. If your house has far more “curb” than “appeal”, you might look back to this post from last year to get ideas for making your home stand out. If you’re getting ready to sell and just want to put your best foot forward, this post is for you!

If you’re selling a home here is Los Alamos, it’s very likely that your house is going to sell. That means the devil is in the details. As a seller, you want to make your home as inviting as possible to every person who gets out of the car to come look at it. We all know Los Alamos is a unique place. The homes here can be as varied and unusual as it gets. While that’s really a part of the charm, it can also be jarring to those moving to our area from out of town. That means we need to welcome them as much as possible.

I’d start with these three things:

The Yard

Take a long, hard look at your yard and be honest with yourself. Are there bits and pieces of your home improvement projects hanging around? Car parts? A zoo like assortment of yard ornaments? Remember that you’re selling your home. Pack those things and put them out of sight. You’re moving. Might as well go ahead and get started on the process. Neat. Welcoming. Spacious. Those are the three words that need to describe your yard no matter what it normally looks like. If you have a lack of grass (because we live in a desert), then make sure there are no leaves gathered beside your bushes or littering your rock beds. And let’s talk about the bushes. Please trim them. Allowing the juniper to eat the future buyers on their way to the door is a bad idea!

The Front Door

Let’s be honest. How often do we actually look at our front door? Is it dirty, faded, paint chipping or door knob or knocker falling off? Does the knob work? If there is a “trick” to getting your door to unlock, get that fixed. A fresh coat of paint, (Metzger’s has tons of options) a new knocker, or a knob or latch and you’re set. Let’s face it. There is no doubt that a stranger will walk through your home and make a mental list of things that need some changing. Do not let that list start at the front door.

The Doorbell

Which brings me to the last item on every Realtor’s list. The doorbell. If it has multiple settings, then choose the most doorbell sounding option please. Don’t let your doorbell serenade future buyers with Brahm’s Lullaby. It’s just not in your best interest. And if it doesn’t work? That’s a big problem! And please don’t think the doorbell won’t get used. Any Realtor who walks up to your front door with their clients is going to push the doorbell, because they need to make sure you’re not in the house when they enter. I never want to walk-in on a homeowner by accident! The same goes for cracked or broken doorbell buttons. There are plenty of options these days to fix that issue that don’t even require electrical intervention. Bring your doorbell and your home into the modern age and welcome future buyers in the best way possible.

Now, this will help you put your best foot forward. If you have additional ideas for making a home as welcoming as possible, I’d love to hear them. Just add them in the comments below or feel free to drop a line on my Facebook Wall. And don’t forget. If you’re buying or selling in Los Alamos, give me a ring!

Fast Food Facts of Life in Los Alamos

January 11, 2021 /

I don’t know about anyone else, but I was more than a little excited when I heard that Wendy’s was considering building a store in Los Alamos. Before that could happen, 2020 stomped its way through our landscape and at this point there seems to be very little idea if or when that plan will come to fruition.

The eclectic blend of restaurants has always been a part of living here in Los Alamos. When I get frustrated by the lack of popular chain restaurants, I try to remind myself that our beautiful, unique community was meant to be isolated. That was kind of the purpose in the beginning, right? Our population is limited by the geography and availability of land. Corporate chains have strict guidelines on how large a population has to be before they consider building a store. Let’s face it, Los Alamos has never fit into these rules. Our town is a bit of a rebel in that way. After all, this community has two populations.

Population A: The number of people who live here.

Population B: the number of people who come here to work during the regular workweek (outside a pandemic work at home order of course!). And Population B can feel like triple the number of Population A if you’ve ever tried to find parking around lunchtime!

These numbers are so varied that it’s difficult for businesses and especially corporate run or franchise businesses to figure out things like hours and staffing. In fact, at one time there was a rumor that Panera Bread was going to put a location up here, but decided against it in the end. This population issue plays a big part in why we don’t have a lot of chain stores in Los Alamos, and unfortunately, it’s played a part in the fact that when we do, they often don’t last like we wish they would.

For those of you who are new to our community or perhaps even those who have been here for a long time, you might be surprised at some of the fast food franchises that have come and gone throughout the years. Here are a few:

Pizza Hut

At the moment, El Rigoberto’s occupies both of the old Pizza Hut locations. The White Rock location is distinctive. Who doesn’t remember that red topped, rectangular building style that defined the look of Pizza Hut starting in 1969 when the restaurant did a massive expansion and went from a small town pizzeria to a household name. The location at 166 Central Park Square underwent a refacing when the entire complex was renovated, but it originally had a red roof façade that identified it instantly as a Pizza Hut. Now, if you walk inside and take a look around, you can still see the outline of everyone’s favorite pizza chain in the floor plan, tile, and especially at the order counter.

McDonald’s

The White Rock McDonald’s PlayPlace even had a new fangled two window drive thru.

It isn’t difficult to identify our only recently vacated McDonald’s building on Trinity Drive. It’s just a hop, skip, and a jump from the brand new location with its modern double drive through lanes. But what you might not have immediately realized is that at one time there was a second location built in White Rock. It was popular with parents of tiny tots thanks to the ball pit and the enormous PlayPlace. In later years, Time Out Pizza operated out of that space and what was once the popular McDonald’s PlayPlace became their wonderful arcade.

Kentucky Fried Chicken

The old KFC building still has the drive thru lane complete with window.

Ever headed to Viola’s for a scrumptious Indian Taco or a Dallas Burrito and felt a vague sense of déjà vu? That’s because Viola’s is in the building once occupied by popular chain Kentucky Fried Chicken. Many of the booths are reminders of the building’s original start as the popular chicken franchise. The closest KFC these days is down in Española on North Riverside Dr. All things considered, some of us might not trade our local source for Stuffed Sopaipillas and Carne Adovada for buckets of fried chicken. Sometimes I wish we could have them all!

Baskin Robbins 31 Flavors

Oh yes. That’s right. Daniel’s Cafe & Mary’s Gelato used to be Baskin Robbins. And that was the second location. The first location was over behind Time Out Pizza’s new Los Alamos location, this space has been home to everything from a print shop to Quest Diagnostics. Back in the day, it was a rather handy place to grab an ice cream after Saturday soccer games at the field just across Nectar Street. If you’re curious as to why 31 Flavors is no more, you might try asking Daniel Sena of Daniel’s Cafe. On the other hand, if you’ve ever tasted some of the hand-dipped gelato or experienced the amazing breakfast burritos on offer at Daniel’s, you might be glad he made the choice he did.

Taco Bell

What?? You might be sifting through your mental inventory of buildings in Los Alamos and coming up blank. That’s because the old Taco Bell used to occupy a lot now hosting O’Reilly’s Auto Parts. If you’ve been in Los Alamos long enough to forget this building, it was a traditional Taco Bell that included the vintage style sign and design pictured above. When Taco Bell closed, the building eventually housed Hot Shots, owned and operated by Mike Smith who also operated Los Alamos favorite The Hill Diner (originally named Good Eats). Alas, when Taco Bell rebranded their look, our Taco Bell closed. For those of us who really enjoyed making a “run for the border”, it was sorely missed!

Now, that isn’t all of the fast food chains that have ghosted in and our of our fair city. Along with the Sonic, Starbucks, & Subway we currently enjoy, we’ve hosted Quizno’s and even an A&W (in the building where Pig & Fig is now). The good news is that we are growing. Not only that, but our county council is listening to the concerns and needs of members of our community. There are plans for more retail and more restaurants, and when this pandemic is behind us, we might even get that Wendy’s!

I hope you’ve enjoyed this trip back in time and remember, if you want to talk Los Alamos past, present, or future, give me a call! I love my hometown and I’d welcome any opportunity to help you find a place to call home in Los Alamos County.

Ready to Buy in 2021?

January 4, 2021 /

In spite of the 2020 pandemic, the uncertain times, and pretty much everything else that has happened recently, the one thing that seems to be on fire is the home market. Here in Los Alamos? Definitely. But also everywhere else! Homes are selling. Average Janes and Joes are leaping into home ownership. Are you ready to take that leap? Is 2021 the year for you?

If you answered yes, or even maybe, here are few things to get you started on the all important journey to owning your own castle:

Find Yourself a Lender

I often get blank looks when I suggest this to people long before they’ve actually started shopping for their dream house.

“What lender are you working with?” I ask.

Potential home owner looks confused. “I need to find a house I want to buy, then I’ll apply for the home loan.”

While that might have been the way things worked once upon a time, these days it’s in your best interest as a buyer to find a reputable lender to work with long before we’ve started scouring the MLS for the castle of your dreams. Your lender is an invaluable resource when it comes to the best way to shape your credit into a weapon that will get you the best rate on the best home for you and your family. Less than perfect credit? Your lender is a recipe book for the best way to repair that credit score and get you the house you never thought you’d qualify for.

But even if you’re just considering the idea of purchasing a home, there are some really important things you can be doing to prepare yourself for the buying process even a year or two in advance. So, if you’re in the process of saving for your down payment, here are some other things you’ll want to be doing at the same time to really put the finishing touches on your financial resume.

Pay Your Bills on Time & Frequently

This might sound obvious, but you’d be surprised how many times people get busy or distracted and pay the utility or cell phone bill a few days late. Or maybe its the credit cards. You were going to make a huge payment but you needed to wait an extra day or two. You’re far better off making minimum payments on the same day every month and then making an extra payment or two in between. That looks great on a credit report and really boosts your score.

Get Intimate With Your Credit Report

Credit reports aren’t that much fun. It’s not like reading a newspaper, or a magazine, or a blog. But if you’re going to be suggesting a lender read that report and use the information to give you a great rate on a new house, don’t you think you should know what they’re seeing? There’s nothing worse than having a lender send you an email asking about a credit account you’ve never even heard of or telling you that you’ve applied for dozens of store accounts and been denied when you hadn’t applied for any.

If you’re not actually keeping track of your credit report, there are lots of things you might not be aware of. From credit accounts you forgot you had to hackers applying for credit in your name and using a distant family member’s address, to credit accounts you cosigned for someone that they defaulted on. If there is an error or an issue with your credit report, you need to be the first one to find out. It might take a little bit of paperwork, but those errors can be fixed. And the time to do it is BEFORE you apply for your next big ticket item.

Credit Cards: Good VS Evil

The little plastic (and even sometimes metal) cards with their numbers, codes, and microchips are a part of our economic reality that we’re not likely to see the end of soon. Whether you like or dislike credit cards, the truth is that you cannot boost your credit score without them.

The older the better. No matter how you might be tempted to pay something off and close the account to keep yourself from spending again, don’t do it. Cut it up. Put it in a block of ice in your freezer for emergencies. Whatever it takes. But don’t close the account. The older your credit accounts, the better. That’s an established financial relationship and banks love to see old credit accounts when they look at your report.

Lower credit limits make good fiscal sense, but they don’t do much for that credit score. Make your payments regularly and keep your balances under control and then ask for a higher limit. Don’t USE the limit. Just ask for it. Having a higher credit limit boosts your available credit number. Banks want to give you credit when it looks like you don’t actually need it because everyone else wants to give you credit too.

Having trouble building your credit? Have a family member or close friend put you on their card as an authorized user. You’ll gain some much needed points on the credit score without the financial burden. Or if that’s not an option for you, try a secured credit card. A card that’s guaranteed by money you’ve already paid toward the credit limit. At that point you’re essentially borrowing your own cash and paying it back every month. But it still builds your score.

Whatever your credit situation, be informed and proactive. It’s YOUR credit score and it affects your future in so many ways. The important thing is to be comfortable in your financial choices. A home is a huge purchase decision. 2021 might be your year. Or, it could be 2022. That doesn’t mean you can’t get more information. And if you want to know what the real estate market looks like here in Los Alamos County, give me a call! I’d love to chat with you.

Saying Goodbye to 2020

December 29, 2020 /

There’s no doubt about it, 2020 has been a year to remember. Most of it NOT on the positive side. I don’t know what your usual New Year’s Eve traditions consist of, but it’s a pretty good bet that whatever they usually are, this year is going to be different.

Staying home. Social distancing. No gathering with friends or family in your house, their house, or any house. Yes. All of this makes for a strange holiday season. But perhaps its time to look on the bright side.

It’s going to be important to usher out 2020. That’s for sure. But maybe there are some new, fun ways to make this into a New Year’s Event your family will remember for years to come.

A Time For Family

This is an opportunity to make the night a family affair. A giant family lock in, sleepover, and house party all in one. Bring out the junk food! Christmas cookies, candy, sundae bar, layer cake, holiday puddings, and more. Ask each member of the family to choose a dessert and a favorite game. If you have a Nintendo Wii gathering dust, this could be the opportunity to bring out those goofball favorites like Raving Rabbids or Mario Kart. Spend the entire evening sampling scrumptious junk food and playing games until 2020 is over and done. Maybe end the night with a family movie at midnight and let the kids fall asleep in a pile like a litter of happy puppies. Have a lazy family time weekend and be kind to yourself and those you love. Yes, we’ve all had some challenges as we isolate together, but at the end of the day your family is still your family.

Couple Time

It’s a pretty sure bet there are not a lot of places to actually GO on New Year’s Eve this year. If you’re trying to make the evening special you might try having a romantic night in instead of out. Dress up anyway. Look and feel like a million bucks. Cook a nice meal or order out. Los Alamos favorite, Sirphey, is offering a Royal Feast for New Year’s Eve. Or you could check out some of their other elegant offerings if you’re looking for a special feast to ring in the new year. Buy your favorite beverages. Look for New Year’s Eve celebrations around the world online and watch fireworks and more in every time zone across the globe. There’s no reason why 2020 can’t end on a happy note. Make it happen!

Power of Positivity

Whether you are a family of one, two, or ten, there has never been a greater need for purging the negative and embracing positivity. Think of December 31, 2020 as a time to cleanse the mind and the spirit. Take some time to talk to your loved ones. Talk about the things you’ve experienced this year. Talk about your worries and your fears.

“Getting it out” doesn’t just happen in therapy. It’s something we can share with our loved ones every time we listen to one another whether you’re face to face, FaceTime, or using Zoom for a family conference call. The best thing that can happen is to not just focus on the the worry and dread that’s been dogging most of us throughout this year. Let’s talk about what’s to come! Sure, get 2020 out in the open. Don’t let it squat like a giant elephant in the corner. But don’t forget to talk about the future! Share your hopes and your dreams and your plans for 2021 and beyond. There are good things on the horizon. We just have to be ready to welcome them with an open mind and not one filled with suspicion and doubt.

Whatever and however you and your family choose to celebrate the coming of a New Year, I want to wish each and every one of you the best! Happy New Year from Kendra Ruminer Real Estate! And remember, when your plans for 2021 call for a change in venue, give me a call. I love to talk Los Alamos Real Estate!

Get Outside in Los Alamos

December 23, 2020 /

You don’t have to be in our community for long to realize that outdoor activities are one of the things we do best! Miles and miles of county maintained trails, sports complexes, and ready access to the Santa Fe National Forest provide hours and hours of good, healthy entertainment. But there are more than a few fun things to do that are on the unusual side and some of those have rather historic beginnings.

North Mesa Stables

Though the stables is listed on the Los Alamos County Parks & Recreation website as a “park”, it’s a little more complicated than that. There have always been horses on the Pajarito Plateau. In fact, the original “stables” housed horses used by the Los Alamos Sheriff’s Posse to patrol the perimeter of Los Alamos back when the town was still closed. You can read more about the Sheriff’s Posse HERE.

What you might not realize is that the stables originally occupied what is now the practice field across the street from the high school. There was a golf course in that area as well. With the expansion of Los Alamos and the building of houses in the Western Area, the stables was moved to a spot at 35th Street and Diamond Drive which is right beside… The Los Alamos County Golf Course.

There has always been some contention between the residents of the town and this idea that the stables are a bit of an eyesore or a waste of land that could be used for building houses. For that reason, the stables moved to land that is now occupied by Hawk’s Landing, then across North Mesa to what is now Broadview, and finally in 1952 to their current location between the ball fields and the Kwage Mesa Trailhead.

Several of the buildings at the North Mesa Stables date back to the beginning of Los Alamos.

This land was eventually given to Los Alamos County in 1972 by way of a quit claim deed from the Atomic Energy Commission. What locals might not realize is that this deed from the AEC designates that this land be used for it’s current purpose. Horse Stables. The process of removing the stables would actually be quite complicated. Beyond that, it would remove a really unique part of Los Alamos History from the community landscape.

How it Works

Let’s unravel the mystery of how a Los Alamos resident becomes a resident of North Mesa Stables. First, you DO have to be a county resident. The land is held by the county and licensed on a yearly basis to a stable owner for a fee based on the size of the lot. The licensee is the owner of any improvements on the lot, (barns, fences, structures). The stable owner is entirely responsible for the purchase, maintenance, and cost of keeping any livestock on the premises. If a resident would like to inquire about purchasing the improvements on a stable lot and entering into a license agreement with the county for that lot, then the easiest way to do this is to contact the Parks & Rec office.

Visitors

If you’re not into the idea of heading out to North Mesa to care for your livestock multiple times per day in all weather, that’s okay. You can still enjoy the stables. Visitors are welcome to walk through and take a peek at the wide variety of animals. Everything from horses to peacocks and so much in between! In spring you can even see brand new lambs and kids and perhaps a few new baby horses as well.

Looking to enhance your garden? The manure in the disposal bins is FREE to the public. If you’re looking for something organic to add to that garden, then look no further. Take your pickup truck or your garden tubs up to the stables and find a pile that looks appealing to your botanical tastes. The county uses the manure for compost so they do ask that when you’re strolling the stables, you don’t place your dog poop bags or any other waste into those bins. And if the stable owners seem particularly concerned about this rule, it’s because the county passes the cost of filtering out that non compostable material to them.

Ettiquette

As you’re taking your stroll through the stables, enjoy more than a few historic buildings sprinkled throughout the barns. There are two original homesteader cabins and several former LASL buildings as well. Feel free to observe the goings on from a polite distance. However, please keep in mind that the alleyways between the barns are off limits to the general public. Sometimes the stable owners intentionally keep an animal at the back of their lot because that critter isn’t safe to be in the public spotlight. If you see a sign asking you not to pet the horses, it’s probably because they do bite. These are privately owned animals and they come with their own bad habits. In a way, walking up to someone’s stable lot and petting their horse is a bit like trying to pet a neighborhood dog behind the fence.

If you’re dying to get a little more interaction with the animals than a simple stroll down the gravel road, there are several organizations you might try contacting for a more close up experience. The Gifted Horse Therapeutic Riding, Los Alamos Pony Club, 4-H, and Lemonade Living all have stable lots and support outreach programs for animal lovers of all ages. Get out and volunteer or join a club and you just might find a way to satisfy the horse crazy kid in your life.

In non Covid years, there are several Stable Community Outreach programs too. Stroll the Stables is an educational walk through during Fair & Rodeo Week and the Luminaria Walk is a fun twilight tour at Christmastime. During these events, participating stable owners open their doors and welcome visitors and questions so look for the signs next year and get out and enjoy!

As the conclusion of the holiday season approaches and we prepare to say farewell to Year 2020, get outside and enjoy the sunshine and blue sky. Take a breath of fresh air and enjoy this beautiful community we call home. And if you’re ready to move from renting to home ownership, I’d love to share my hometown with you and help you find a place to call home here in Los Alamos County!

Happy Holidays!

Loving Life Here in Los Alamos

December 18, 2020 /

If you didn’t grow up in the Secret City, or even if you did and you lived elsewhere for any period of time, you might have lived in a land of subdivided neighborhoods, streets laid out in straight lines, and homes with spacious floor plans that include things like “bonus rooms”. That organized feel probably continued into towns full of strip malls, restaurants, and expressways crowded with cars.

You might have noticed already, but in case you hadn’t:

Los Alamos isn’t really like that.

Here’s the thing. A large part of the character of Los Alamos is in the curving streets, houses set at weird angles to the road, and even in the bizarre and seemingly unimaginative naming of the neighborhoods and housing styles.

“Sheridan developed Los Alamos’s first master plan between February and June 1946. His long-range goal was to completely rebuild the town by removing wartime housing and replacing it with modern neighborhoods. Incorporating the latest ideas in city planning, Sheridan drew detailed plans for the town’s first new housing area. the houses were varied in style, size, and placement on the lots. “Naturally curving streets” fit the contours of the land. Crescents and cul-de-sacs branched from a horseshoe-shaped arterial road, which offered limited access to the neighborhood. The curves increased privacy and eliminated the unattractive straight rows of houses found in other parts of town, as well as decreasing the speed of traffic through the residential areas.” from Craig Martin’s book Quads, Shoeboxes and Sunken Living Rooms.

Whenever you’re tempted to get frustrated with the narrow, curving streets, the seemingly inconceivable numbering system of houses, or even the lack of updated housing to purchase, consider the following.

This town was supposed to be difficult to navigate. Hello? Secret City. Los Alamos was chosen because it was remote and isolated. Feel nauseated by your efforts to navigate that U-haul up the mountain? Don’t forget that the original contractors were trying to drag prefabricated houses by truck over barely developed roads from the nearest railway station (which was in Lamy). The first construction crews had to build the road before they could even start the project!

This is an old town. Not old in the sense of being around since the American Colonial period. (By the way, that’s why Boston is so difficult to navigate in a car. The positioning of the buildings predates automobiles.) Los Alamos is old in the sense of a place that has been constantly occupied by a growing population that has always exceeded the town’s ability to sustain it. The town itself has gone through numerous reorganizations and several natural disasters. It has been stretched, pinched, razed, burned, and in some cases moved (the original wartime era building of The Christian Church was sold and moved off the hill in the 80’s). The “town planning” has been done and redone as trends come and go. And yet what was, and sometimes still is, considered a “company town” is still alive and kicking.

Our neighborhoods, North Community, Western Area, Eastern Area, etc. were named by the Atomic Energy Commission. The uniqueness lays in the fact that everything here was once government owned and government built. You think finding a house is difficult now? Back in the day, houses were assigned by a points system and regulated by a housing commission not unlike military housing. Your address was determined by the number of people in your family, your salary, your tenure, and sometimes by how important you were to the laboratory.

Which brings me to the secret language of housing here in Los Alamos County. “Is that a Group 11 or a Group 13?” The funny thing is that it seems strange to identify a home based upon its floor plan or the order in which it was built and yet those subdivided neighborhoods do the same thing. “Is this a Mallory or a Hilary? Are you in Aberdeen Platt One or Aberdeen Villas?” Floor plans and elevations are often given names to make them more attractive or easier to remember for consumers.

If you head to White Rock and take a look around you’ll find that those home designs originally had names like Valle Grande and neighborhoods were called things like La Vista and Mountain Meadows. It was simply more sensible for the Atomic Energy Commission to continue where the Army left off. Hence Group 11 and so on until we reach the end of the government’s involvement in Los Alamos housing around the Group 17 A and B timeframe.

As much as the homes in the Los Alamos County housing market might not look as posh and modern as those you find in a subdivision in Rio Rancho, remember that our homes are a snapshot of history. They are laden with the character that is the backbone of this community. Sure. They’re often “weird”. They can lack some of the modern amenities. And sometimes you’re going to get a glimpse of decades worth of someone else’s DIY can-do ingenuity.

But that’s part of the charm.

If you really want to understand the housing market and the culture of housing here in Los Alamos County, check out the Los Alamos Historical Society’s page. You can find a copy of Craig Martin’s book about housing in Los Alamos. It might be just the ticket to give you a whole new appreciation for being part of this wonderful place. And when you’re ready to shop for the perfect Group 13, an Original Western, or even that Valle Grande model in White Rock, give me a call. I’d love to talk Los Alamos housing with you!

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